Terms of Use

1. Acceptance of Terms

By accessing and using Global Business Toolkit ("the Service"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to these terms, please do not use our Service.

We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting to the website. Your continued use of the Service after changes are posted constitutes your acceptance of the modified terms.

2. Use of Service

3. No Warranties and Limitations

4. Limitation of Liability

To the fullest extent permitted by applicable law, Global Business Toolkit shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from:

• Your use or inability to use the Service
• Any unauthorized access to or use of our servers
• Any bugs, viruses, or similar harmful components
• Any errors or omissions in calculations or content
• Business decisions made based on tool results

5. Professional Advice Disclaimer

The tools and information provided on this website are for general informational and educational purposes only. They do not constitute:

• Legal advice or legal opinion
• Financial, investment, or tax advice
• Accounting or bookkeeping services
• Professional consulting services

Always consult with qualified professionals (lawyers, accountants, financial advisors) before making important business or financial decisions.

6. Tax and Regional Information

Tax rates, regulations, and legal requirements vary by jurisdiction and change frequently. While we make efforts to keep our tools updated with current rates for India, USA, UK, EU, Canada, and Australia:

• We do not guarantee rates are current or applicable to your specific situation
• Local regulations may differ from our general calculations
• You are responsible for verifying all tax calculations with official sources
• Always file taxes and submit documents according to official government requirements

7. Intellectual Property

All content, features, and functionality of the Service, including but not limited to text, graphics, logos, icons, images, software, and the compilation thereof, are the exclusive property of Global Business Toolkit and are protected by international copyright, trademark, and other intellectual property laws.

You may not reproduce, distribute, modify, create derivative works of, publicly display, or exploit for any commercial purposes any portion of the Service without our express written permission.

8. Third-Party Links

Our Service may contain links to third-party websites or services that are not owned or controlled by Global Business Toolkit. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services.

9. Indemnification

You agree to indemnify, defend, and hold harmless Global Business Toolkit and its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorney fees, arising out of or in any way connected with your access to or use of the Service or your violation of these Terms.

10. Governing Law

These Terms shall be governed by and construed in accordance with applicable international laws, without regard to conflict of law principles. Any disputes arising from these Terms or your use of the Service shall be resolved through binding arbitration or in courts of competent jurisdiction.

11. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that these Terms will otherwise remain in full force and effect.

12. Contact Information

If you have any questions about these Terms, please contact us through our website or social media channels.