Real Estate Investment Calculator
Calculate ROI, cash flow, and cap rate for rental properties
Property Details
Purchase and financing information
Income & Expenses
Rental income and annual costs
Investment Analysis
Monthly Cash Flow$-66.96
Monthly Mortgage$1516.96
Annual Cash Flow$-803.56
Cash-on-Cash Return-1.34%
Cap Rate5.80%
Total First Year Return13.66%
Property Value (Year 1)$309000.00
Investment Metrics
Cash Flow: Monthly/annual income after all expenses. Positive cash flow means property generates income.
Cash-on-Cash Return: Annual cash flow divided by initial investment. Measures income generation efficiency.
Cap Rate: Net operating income divided by property value. Used to compare different properties.
Real Estate Investment Guide
Key Considerations
- Location: Research neighborhood growth trends and job market
- Vacancy Rate: Plan for 5-10% vacancy in cash flow calculations
- 1% Rule: Monthly rent should be ~1% of purchase price
- Hidden Costs: Factor in CapEx, HOA fees, utilities
Investment Tips
- Target 8-12% cash-on-cash return minimum
- Good cap rates vary by market (4-10%+)
- Build cash reserves for unexpected repairs
- Consider property management costs (8-10% of rent)