Credit Score Estimator
Estimate your credit score based on key financial factors
Estimated Credit Score
609
Fair
Credit Score Factors
85%
Percentage of on-time payments
30%
Percentage of available credit used (lower is better)
5 years
Average age of credit accounts
2 inquiries
Number of hard inquiries in last 12 months (fewer is better)
3 types
Number of different credit types (cards, loans, mortgage)
Credit Score Ranges
800-850: ExceptionalBest rates, easiest approvals
740-799: Very GoodCompetitive rates
670-739: GoodAverage rates
580-669: FairHigher rates, harder approvals
300-579: PoorDifficult to get credit
Tips to Improve Your Score:
- Pay all bills on time, every time
- Keep credit utilization below 30%
- Don't close old credit accounts
- Limit new credit applications
- Diversify your credit mix over time