Rule of 40 Calculator

Measure SaaS business health: Growth Rate + Profit Margin ≥ 40%

Business Metrics
Enter your SaaS growth and profitability metrics

Year-over-year revenue growth percentage

Operating margin or free cash flow margin

Understanding the Rule of 40

What is the Rule of 40?

  • Formula: Revenue Growth Rate + Profit Margin ≥ 40%
  • Purpose: Balances growth and profitability for SaaS
  • Benchmark: Investors use 40% as threshold for healthy SaaS
  • Trade-off: High growth with negative margins can still pass

Strategic Scenarios

  • 50% growth + (-10%) margin = 40: Early-stage, growth-focused
  • 25% growth + 15% margin = 40: Balanced approach
  • 10% growth + 30% margin = 40: Mature, profit-focused
  • 30% growth + 30% margin = 60: Exceptional performance

When to Use

The Rule of 40 is specifically designed for SaaS and recurring revenue businesses. It's most relevant for companies past the seed stage with established revenue. For early-stage startups, growth often takes priority over profitability.